/* Bradford Mutual – the old site's look (YOOtheme "Uniq" template, "bakery" style), rebuilt by hand. */
:root {
  --red: #E11A33;          /* buttons, menu highlights */
  --red-dark: #C5152C;     /* button when pointed at */
  --black: #171618;        /* menu bar, address bar */
  --active: #2E2D2F;       /* the current menu item */
  --gray-bg: #E6E6E6;      /* top strip and the background around inner pages */
  --menu-text: #A3A3A3;    /* menu words (the old #818181, a little lighter so it can be read) */
  --link: #8A5A2B;         /* links (the old tan #B78252, darkened enough to read on white) */
  --title: #484747;        /* footer headings */
  --muted: #5F5F5F;
  --line: #C6C6C6;
  --stripe: #F5F5F5;
  --body: Verdana, "DejaVu Sans", "Bitstream Vera Sans", Geneva, Arial, sans-serif;
  --panel-head: "Roboto Condensed", "Times New Roman", Times, serif;  /* the old footer headings fell back to Times */
  --brand: "Carlito", Calibri, "Segoe UI", Candara, "Helvetica Neue", Arial, sans-serif;
}

/* Only the letters of "BRADFORD MUTUAL" (1.5 KB), for the name next to the seal */
@font-face { font-family: "Carlito"; font-style: normal; font-weight: 400; font-display: swap; src: url(/fonts/carlito-brand.woff2) format("woff2"); unicode-range: U+41-42, U+44, U+46, U+4C-4D, U+4F, U+52, U+54-55; }

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; animation: none !important; } }
body { margin: 0; background: #fff; color: #000; font: 400 15px/1.6 var(--body); overflow-x: hidden; }
img { max-width: 100%; height: auto; }
a { color: var(--link); text-decoration: none; }
a:hover { color: #5C3A18; text-decoration: underline; }
:focus-visible { outline: 3px solid #0B57D0; outline-offset: 2px; }
h1, h2, h3 { font-family: var(--body); font-weight: 400; line-height: 1.25; margin: 0 0 16px; }
h1 { font-size: clamp(28px, 3.4vw, 36px); }
h2 { font-size: 22px; }
h3 { font-size: 18px; }
p { margin: 0 0 16px; }
ul, ol { margin: 0 0 16px; }
.icon { width: 1em; height: 1em; fill: currentColor; flex: none; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 100; padding: 10px 16px; background: #000; color: #fff; text-decoration: none; }
.skip-link:focus { top: 12px; color: #fff; }
main:focus { outline: none; }

/* ---------- Header ---------- */
.toolbar { background: var(--gray-bg); padding: 0 30px; }
.toolbar ul { display: flex; flex-wrap: wrap; margin: 0; padding: 0; list-style: none; }
.toolbar li + li::before { content: ""; display: inline-block; width: 1px; height: 10px; margin: 0 15px; background: #BDBDBD; vertical-align: middle; }
.toolbar a { display: inline-block; padding: 14px 0; color: #616161; font-size: 14px; line-height: 24px; }
.toolbar a:hover, .toolbar a[aria-current] { color: var(--red-dark); text-decoration: none; }

.headerbar { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 24px 30px; }
.brand { display: inline-flex; align-items: center; gap: 8px; color: #000; text-decoration: none; }
.brand:hover { color: #000; text-decoration: none; }
.brand img { width: 116px; height: 116px; }
.brand-name { font: 400 50px/0.98 var(--brand); text-transform: uppercase; letter-spacing: 0; padding-top: 4px; }
.header-mail { display: inline-flex; padding: 8px; color: #BDBDBD; font-size: 26px; }
.header-mail:hover { color: var(--red); }

.main-nav { position: relative; z-index: 20; background: var(--black); }
.menu { display: flex; flex-wrap: wrap; margin: 0; padding: 0 0 0 0; list-style: none; }
.menu-item { position: relative; display: flex; }
.menu-link { display: flex; align-items: center; gap: 8px; height: 70px; padding: 0 25px; border: 0; background: none; color: var(--menu-text); font: 400 17px/1 var(--body); text-decoration: none; cursor: pointer; transition: background-color .25s, color .25s; }
.menu-link .icon { font-size: 13px; }
.menu-item:hover > .menu-link, .menu-item:focus-within > .menu-link, .menu-item.active > .menu-link, .menu-item.open > .menu-link { background: var(--active); color: #fff; text-decoration: none; }
.home-icon { display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px; margin-left: -18px; border-radius: 50%; background: #424953; color: #fff; }
.home-icon .icon { width: 26px; height: 26px; }
.sub-toggle { display: none; }
.sub-toggle-only .icon { display: none; }
.submenu { position: absolute; top: 100%; left: 0; min-width: 260px; margin: 0; padding: 10px 0; list-style: none; background: var(--active); visibility: hidden; opacity: 0; transform: translateY(6px); transition: opacity .2s, transform .2s, visibility .2s; }
.menu-item:hover > .submenu, .menu-item:focus-within > .submenu, .menu-item.open > .submenu { visibility: visible; opacity: 1; transform: none; }
.submenu a { display: block; padding: 9px 25px; color: #D0D0D0; font-size: 15px; line-height: 1.4; }
.submenu a:hover, .submenu a:focus, .submenu a[aria-current] { background: var(--red); color: #fff; text-decoration: none; }
.menu-toggle { display: none; }

/* ---------- Home page ---------- */
.hero { position: relative; background: #0E1A26; }
.hero > img { display: block; width: 100%; min-height: 230px; object-fit: cover; object-position: 70% center; }
.hero-services { position: absolute; left: 30px; bottom: 22px; color: #fff; }
.hero-services h1 { margin: 0 0 14px; font-size: clamp(22px, 2.2vw, 28px); color: #fff; }
.service-tabs { display: flex; flex-wrap: wrap; margin: 0; padding: 0; list-style: none; }
.service-tabs li + li::before { content: ""; display: inline-block; width: 1px; height: 10px; margin: 0 14px; background: rgba(255, 255, 255, .35); vertical-align: middle; }
.service-tabs button { padding: 4px 0; border: 0; background: none; color: #DADADA; font: 400 14px/1.4 var(--body); cursor: pointer; }
.service-tabs button[aria-selected="true"], .service-tabs button:hover { color: #fff; font-weight: 700; }

.services { padding: 24px 30px 30px; }
.service { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 10px 26px; align-items: start; max-width: 1400px; margin: 0 auto; }
.service + .service { margin-top: 40px; }
.js .service[hidden] { display: none; }
.service img { display: block; width: 100%; aspect-ratio: 600 / 350; object-fit: cover; }
.service h2 { margin: 0 0 22px; font: 400 24px/1.3 Arial, Helvetica, sans-serif; color: #000; }
.service p { color: #3A3A3A; font-size: 17px; line-height: 1.65; }
.service .coverage { font-style: italic; color: #5F5F5F; }

.button { display: inline-flex; align-items: center; gap: 10px; padding: 11px 16px; border: 0; border-radius: 0; background: var(--red); color: #fff; font: 400 15px/1.2 var(--body); text-decoration: none; cursor: pointer; }
.button:hover { background: var(--red-dark); color: #fff; text-decoration: none; }
.button .icon { font-size: 14px; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; }

.cards-block { background: var(--gray-bg); padding: 30px; }
.cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; max-width: 1400px; margin: 0 auto; padding: 0; list-style: none; }
.card a { display: block; background: #fff; color: #303030; text-align: center; text-decoration: none; }
.card img { display: block; width: 100%; aspect-ratio: 700 / 535; object-fit: cover; }
.card span { display: block; padding: 18px 12px; font-size: 22px; line-height: 1.3; }
.card a:hover span, .card a:focus span { color: var(--red); }

.notice { max-width: 1140px; margin: 34px auto 0; padding: 26px 30px 18px; background: #D1D1D1; text-align: center; }
.notice-flyer { display: inline-block; margin-bottom: 30px; font-size: 22px; line-height: 1.4; color: #6B4420; }
.notice-date { margin-bottom: 8px; font-size: 16px; letter-spacing: .04em; }
.notice-text { margin: 0; text-align: left; font-size: 14px; line-height: 1.6; }

/* ---------- Inner pages ---------- */
.page-banner img { display: block; width: 100%; max-height: 400px; object-fit: cover; }
.inner { background: var(--gray-bg); padding: 30px; }
.panel { max-width: 1400px; margin: 0 auto; padding: 30px 40px 40px; background: #fff; }
.panel.with-sidebar { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 0 40px; }
.panel.with-sidebar .breadcrumb { grid-column: 1 / -1; }
.breadcrumb ol { display: flex; flex-wrap: wrap; margin: 0 0 18px; padding: 0; list-style: none; font-size: 14px; }
.breadcrumb li + li::before { content: "-"; margin: 0 8px; color: #000; }
.breadcrumb a { color: var(--link); }
.breadcrumb li:not(:last-child) > span { color: #767676; }
.panel-main > :last-child { margin-bottom: 0; }
.float-left { float: left; margin: 0 30px 20px 0; max-width: 50%; }
.float-right { float: right; margin: 0 0 20px 30px; max-width: 40%; }
.clear { clear: both; }
.lead-title { margin-top: 0; font-size: clamp(26px, 3vw, 32px); }
.about-text p { font-size: 16px; }
.about-text em { color: #6A6A6A; }
.center { text-align: center; }

.sidebar { display: flex; flex-direction: column; gap: 30px; }
.sidebar h2 { margin: 0 0 14px; padding-bottom: 10px; border-bottom: 1px solid #F1F1F1; font: 400 20px/1.3 var(--panel-head); color: var(--title); }
.side-map img { display: block; width: 100%; max-width: 320px; margin: 0 auto; }
.side-box { padding: 26px 30px; background: #E4E4E4; }
.side-box a { color: #6B4420; }
.side-box h2 { border: 0; padding: 0; }
.link-list { margin: 0; padding: 0; list-style: none; }
.link-list li + li { margin-top: 8px; }
.link-list a { display: inline-flex; align-items: baseline; gap: 8px; }
.link-list .icon { transform: translateY(2px); color: var(--red); }

.links-table { margin: 0 0 30px; padding: 0; list-style: none; }
.links-table .link-list li + li { margin-top: 0; }
.links-table li { padding: 10px 12px; }
.links-table li:nth-child(odd) { background: var(--stripe); }
.links-table a { display: inline-flex; gap: 8px; align-items: baseline; }
.links-table .icon { transform: translateY(2px); color: var(--red); }

.board-member { margin-bottom: 22px; }
.board-member h2 { margin: 0 0 4px; font-size: 19px; font-weight: 700; color: #333; }
.board-member h2 span { font-weight: 700; }
.board-member p { margin: 0; color: #333; }

.faq { margin: 0; padding: 0; list-style: none; border-top: 1px solid #E4E4E4; }
.faq details { border-bottom: 1px solid #E4E4E4; }
.faq summary { padding: 14px 4px 14px 30px; position: relative; cursor: pointer; color: var(--link); font-size: 16px; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::before { content: "+"; position: absolute; left: 6px; top: 12px; font-size: 20px; color: var(--red); }
.faq details[open] summary::before { content: "–"; }
.faq summary:hover { color: #5C3A18; text-decoration: underline; }
.faq .answer { padding: 0 4px 10px 30px; }

.team { margin: 0 0 30px; padding: 0; list-style: none; }
.team li { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 6px 30px; padding: 10px 14px 10px 22px; font-size: 14px; line-height: 1.6; }
.team li:nth-child(odd) { background: var(--stripe); }
.team strong { font-weight: 400; color: var(--link); }

/* Find an Agent */
.agent-filter { display: grid; grid-template-columns: 1.4fr 1fr 1fr auto; gap: 12px; align-items: end; margin: 0 0 14px; padding: 18px; background: var(--stripe); }
.agent-filter label { display: block; font-size: 13px; color: var(--muted); margin-bottom: 2px; }
.agent-filter input, .agent-filter select { width: 100%; min-height: 40px; padding: 6px 10px; border: 1px solid var(--line); background: #fff; font: 400 15px/1.4 var(--body); color: #000; }
.agent-count { margin: 0 0 20px; color: var(--muted); font-size: 14px; }
.county-jump { display: flex; flex-wrap: wrap; gap: 4px 14px; margin: 0 0 26px; padding: 0; list-style: none; font-size: 14px; }
.county { margin-bottom: 26px; }
.county h2 { margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid var(--red); font-size: 21px; }
.agents { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 14px; margin: 0; padding: 0; list-style: none; }
.agent { padding: 14px 16px; background: var(--stripe); font-size: 14px; line-height: 1.55; }
.agent h3 { margin: 0 0 6px; font-size: 16px; font-weight: 700; }
.agent-address { margin: 0 0 8px; }
.agent-contact { margin: 0; padding: 0; list-style: none; }
.agent-contact li { display: flex; gap: 8px; align-items: baseline; padding: 2px 0; }
.agent-contact a { display: inline-block; padding: 2px 0; }
.agent-contact .icon { transform: translateY(2px); color: #6A6A6A; font-size: 13px; }
.agent:target { outline: 3px solid var(--red); }
.county-note { margin: 0; }
.no-agents { padding: 16px; background: #FFF6E5; }

/* Contact form */
.contact-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); gap: 30px 40px; }
.contact-card { padding: 24px 26px; background: var(--stripe); }
.contact-card h2 { font-size: 20px; }
.contact-list { margin: 0; padding: 0; list-style: none; }
.contact-list li { display: flex; gap: 10px; align-items: baseline; margin-bottom: 6px; }
.contact-list .icon { color: var(--red); transform: translateY(2px); }
.form .fields { display: flex; flex-direction: column; gap: 12px; }
.field label { display: block; color: #333; font-size: 15px; line-height: 1.4; margin-bottom: 3px; }
.req { color: var(--red); margin-left: 2px; }
.optional { color: var(--muted); font-size: 13px; }
.field input, .field select, .field textarea { display: block; width: 100%; padding: 8px 12px; border: 1px solid #9E9E9E; border-radius: 0; background: #fff; color: #000; font: 400 16px/1.5 var(--body); min-height: 42px; }
.field textarea { resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid #0B57D0; outline-offset: 0; border-color: #0B57D0; }
.field.has-error input, .field.has-error select, .field.has-error textarea { border-color: #B00020; border-width: 2px; }
.field-hint { margin: 4px 0 0; font-size: 13px; color: var(--muted); }
.field-error { margin: 4px 0 0; color: #B00020; font-size: 14px; font-weight: 700; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 16px; }
.form-intro { color: var(--muted); font-size: 14px; margin-bottom: 14px; }
.form-errors { padding: 10px 14px; border-left: 4px solid #B00020; background: #FFF1F0; color: #B00020; font-weight: 700; }
.form-errors:focus { outline: none; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-privacy { margin: 14px 0 0; font-size: 13px; color: var(--muted); }
.form-privacy a { text-decoration: underline; }
.form-footer { margin-top: 14px; }
.form-submit { min-width: 160px; justify-content: center; }
.form-status { margin: 10px 0 0; min-height: 1.5em; font-weight: 700; }
.form-status.error { color: #B00020; }
.form-thanks { padding: 26px; border-top: 6px solid var(--red); background: var(--stripe); }
.form-thanks:focus { outline: none; }
.form-thanks h2 { display: flex; align-items: center; gap: 10px; color: #1B5E20; margin-top: 0; }

.signin { max-width: 560px; }
.signin .form { margin-top: 10px; }
.signout { float: right; margin: 0 0 10px 20px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; }
@media (max-width: 760px) { .two-col { grid-template-columns: 1fr; } }
.announcements article { padding: 16px 20px; margin-bottom: 14px; background: var(--stripe); border-left: 4px solid var(--red); }
.announcements h3 { margin: 0 0 10px; font-size: 16px; font-weight: 700; }
.announcements p:last-child, .announcements ul:last-child { margin-bottom: 0; }
.site-map ul { padding-left: 22px; }
.site-map li { margin-bottom: 4px; }
.page-text h2 { margin-top: 28px; font-size: 20px; }
.page-text li { margin-bottom: 6px; }
.privacy-notice h2 { font-size: 16px; font-weight: 700; margin: 24px 0 10px; }

/* ---------- Address bar and footer ---------- */
.address-bar { background: var(--black); color: #fff; text-align: center; padding: 26px 20px; }
.address-bar p { display: flex; flex-wrap: wrap; justify-content: center; gap: 4px 28px; margin: 0; font-size: clamp(18px, 2vw, 25px); line-height: 1.4; }
.address-bar a { color: #fff; }
.address-bar .sep { color: #fff; }

.site-footer { background: #fff; }
.footer-inner { display: grid; grid-template-columns: 1fr 1fr; max-width: 1400px; margin: 0 auto; padding: 60px 40px 50px; }
.footer-inner > div { padding: 0 30px; }
.footer-inner > div + div { border-left: 1px solid #E4E4E4; }
.panel-title { margin: 0 0 20px; font: 400 20px/1.3 var(--panel-head); color: var(--title); }
.footer-about p { font-size: 13px; line-height: 1.7; }
.mission-title { margin: 34px 0 14px; font-size: 22px; text-decoration: underline; color: #000; }
.footer-about .mission { font-size: 15px; }
.agent-search { display: grid; gap: 14px; max-width: 520px; }
.agent-search input, .agent-search select { width: 100%; min-height: 40px; padding: 6px 8px; border: 0; border-bottom: 1px solid #9E9E9E; background: #fff; color: #000; font: 400 14px/1.4 var(--body); }
.agent-search input { max-width: 220px; }
.button-plain { justify-self: start; padding: 8px 14px; border: 1px solid #C6C6C6; background: #fff; color: #000; font: 400 14px/1.2 var(--body); cursor: pointer; }
.button-plain:hover { border-color: #000; }

.footer-bottom { position: relative; display: flex; flex-wrap: wrap; align-items: center; gap: 10px 26px; padding: 22px 70px 26px 40px; font-size: 13px; }
.footer-bottom p { margin: 0; }
.footer-bottom a { color: #000; }
.footer-links { display: flex; flex-wrap: wrap; gap: 4px 18px; margin: 0; padding: 0; list-style: none; }
.footer-links a { color: var(--link); }
.credit-wrap { margin-left: auto !important; }
.credit { display: inline-block; padding: 6px 10px; border-radius: 4px; background: #000; line-height: 0; }
.credit img { width: 140px; height: auto; }
.to-top { position: absolute; right: 24px; top: 50%; transform: translateY(-50%); display: inline-flex; padding: 8px; color: #000; font-size: 22px; }

/* ---------- Narrower screens ---------- */
@media (max-width: 1100px) {
  .menu-link { padding: 0 16px; font-size: 16px; }
  .panel.with-sidebar { grid-template-columns: minmax(0, 1fr) 260px; gap: 0 30px; }
}
@media (max-width: 900px) {
  .panel.with-sidebar { display: block; }
  .sidebar { margin-top: 36px; }
  .contact-grid { grid-template-columns: 1fr; }
  .agent-filter { grid-template-columns: 1fr 1fr; }
  .float-left, .float-right { float: none; max-width: 100%; margin: 0 0 20px; }
  .footer-inner { grid-template-columns: 1fr; padding: 40px 10px; }
  .footer-inner > div + div { border-left: 0; margin-top: 30px; }
}
@media (max-width: 760px) {
  .toolbar { padding: 0 16px; }
  .headerbar { padding: 16px; }
  .brand img { width: 80px; height: 80px; }
  .brand-name { font-size: 36px; }
  .header-mail { display: none; }
  .menu-toggle { display: flex; align-items: center; gap: 10px; width: 100%; height: 56px; padding: 0 16px; border: 0; background: none; color: #fff; font: 400 17px/1 var(--body); cursor: pointer; }
  .menu-toggle .icon { font-size: 22px; }
  .menu-toggle .icon-fas-times, .main-nav.open .menu-toggle .icon-fas-bars { display: none; }
  .main-nav.open .menu-toggle .icon-fas-times { display: block; }
  .menu { display: none; flex-direction: column; padding-bottom: 10px; }
  .main-nav.open .menu { display: flex; }
  .menu-item { flex-wrap: wrap; }
  .menu-link { flex: 1; height: auto; min-height: 50px; padding: 12px 16px; }
  .home-icon { width: 34px; height: 34px; margin-left: 0; font-size: 16px; }
  .sub-toggle { display: inline-flex; align-items: center; justify-content: center; width: 56px; border: 0; background: none; color: #fff; font-size: 18px; cursor: pointer; }
  .sub-toggle-only .icon { display: inline; width: 18px; height: 18px; margin-left: auto; }
  .sub-toggle[aria-expanded="true"] .icon, .sub-toggle-only[aria-expanded="true"] .icon { transform: rotate(180deg); }
  .submenu { position: static; display: none; width: 100%; min-width: 0; padding: 0 0 8px; visibility: visible; opacity: 1; transform: none; transition: none; }
  .menu-item:hover > .submenu, .menu-item:focus-within > .submenu { display: none; }
  .main-nav .menu-item.open > .submenu { display: block; }
  .submenu a { padding: 11px 16px 11px 36px; }
  .menu-item:hover > .menu-link, .menu-item:focus-within > .menu-link { background: none; color: var(--menu-text); }
  .menu-item.active > .menu-link, .menu-item.open > .menu-link { background: var(--active); color: #fff; }
  .hero > img { min-height: 0; }
  .hero-services { position: static; padding: 16px 16px 12px; background: var(--black); }
  .services { padding: 20px 16px 26px; }
  .service { grid-template-columns: 1fr; }
  .service h2 { margin: 10px 0 12px; }
  .service p { font-size: 16px; }
  .cards-block { padding: 20px 16px; }
  .cards { grid-template-columns: 1fr; gap: 16px; }
  .notice { margin-top: 22px; padding: 20px 16px 14px; }
  .notice-flyer { font-size: 18px; margin-bottom: 18px; }
  .inner { padding: 16px; }
  .panel { padding: 20px 16px 26px; }
  .agent-filter { grid-template-columns: 1fr; padding: 14px; }
  .field-row { grid-template-columns: 1fr; }
  .team li { padding: 10px 12px; }
  .footer-bottom { padding: 20px 56px 24px 16px; }
  .credit-wrap { margin-left: 0 !important; }
  .to-top { top: auto; bottom: 18px; transform: none; right: 12px; }
}
@media (max-width: 360px) {
  .brand-name { font-size: 30px; }
  .brand img { width: 66px; height: 66px; }
}

@media print {
  .toolbar, .main-nav, .skip-link, .footer-search, .to-top, .agent-filter, .county-jump, .header-mail { display: none !important; }
  .inner { padding: 0; background: none; }
  .panel { padding: 0; }
  .address-bar { background: none; color: #000; }
  .address-bar a { color: #000; }
}

/* (names used by the page script; no look of their own) */
.site-header, .has-sub, .board, .directory { position: relative; }
.menu-word { font-size: 16px; }